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 Just because you can does not mean you should!

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The Gift of Community Service: Habitat for Humanity

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It has been a very full day. This morning I volunteered at a Habitat for Humanity work site putting up trusses. The cost for these homes has increased 30k since the start of the pandemic. These homes are meant to be affordable, but since the rise in lumber and materials cost has skyrocketed, it will take some doing to actually make these home affordable for the foreseeable future. There was a time when the program could make these zero percent loans at cost homes for an average cost of 65 to 75k. The payoff would span over 18 to 22 years. This allowed for the cost of the home to be repaid at a lower rate over time. The homeowner would essential pay around 350 to 400 dollars a month for mortgage, property taxes and home owners insurance. Now with the prices of lumber at such an outrageous cost, these same homes are averaging 95 to 115k. This means the loans have to be spread out over a longer period of time to keep the homes affordable. Not only that, the need for more financial assista...
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Repairing the Fence

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My Fence is starting to go down hill. Not all of it, just about 38 feet. Yesterday I took out the impact drill and removed the screws of these pickets and planks from half of the row that needs repair. They are sitting against the remaining fence waiting for me and my dad to go to the box store to gather treated 2x4s. So, today might be the day of completion of the repairs to this fence, and I would like to stain it soon. It has been standing for going on 7 years. It is due for a makeover. I enjoy taking care of what I have been given. I am thankful for the ability to do the work. I receive every good and perfect gift from the Lord this day .
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